Free Budget Help Available

Financial woes

Everyone has had financial woes at one time or another.

Everyone has struggled at one time or another financially. The key to living a successful life from a financial standpoint is recognizing it’s not how much you make, but how much you spend. Many individuals go through life assuming if they had more money everything would work out. Seldom does an avalanche of money outpace spending.

In 2005, I began working at eliminating a mountain of debt that grew during 20 years of ministry. I developed a spreadsheet to track my budget, my debt, and my goals. This proved to be a vehicle to help me exercise the discipline to a eliminate over $50,000 in unsecured debt in less than 5 years.

Budget sheet

Budget Sheet

I want to make this worksheet available to you for free. The first page is a breakdown of monthly expenses vs. monthly income (budget).

Debt Reduction Tracker

Debt Reduction Tracker

The second page is a tracking sheet of all outstanding balances (debt reduction tracker).

5 Year Goal Planner

5 Year Goal Planner

The third page is a sheet designed to work out major purchases or goals over a five year period. In the coming weeks, I will be producing video lessons on how to use each worksheet.

Simply download the form below. Let us know how it works for you.


Please take me up on this 100% no strings offer. You’ll be glad you did.


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